Disclaimer

 

The materials published by Concretum Group, including articles, newsletters, research papers, social media posts, charts, code, databases, models, backtests, datasets, and any related content, are provided for informational, educational, and research purposes only.

 

Nothing published by Concretum Group should be construed as investment advice, financial advice, legal advice, tax advice, accounting advice, or any other form of personalized recommendation. The materials do not constitute an offer, solicitation, or recommendation to buy, sell, subscribe to, or hold any security, financial instrument, investment strategy, digital asset, derivative, fund, or other investment product.

 

Concretum Group’s content is general in nature and does not take into account any reader’s investment objectives, financial situation, risk tolerance, jurisdiction, constraints, or specific needs. Readers should conduct their own independent research and consult qualified professional advisers before making any financial, investment, legal, or tax decision.

 

All investments and trading strategies involve risk, including the possible loss of principal. Past performance, historical analysis, backtested results, simulated performance, model outputs, statistical relationships, or hypothetical examples are not reliable indicators of future results. No representation is made that any strategy, model, signal, dataset, or analysis will be profitable, accurate, complete, or suitable for any particular purpose.

 

Any backtests, simulations, or hypothetical results are inherently limited. They may rely on assumptions, internal methodologies, model choices, historical data, parameter selections, or simplifications that may not hold in real market conditions. They may not reflect transaction costs, taxes, liquidity constraints, slippage, market impact, execution delays, borrowing costs, financing costs, data revisions, survivorship bias, or other practical limitations.

 

Concretum Group may use proprietary, third-party, public, or internally maintained databases and datasets. While we seek to use sources and methods we believe to be reasonable, we do not guarantee the accuracy, completeness, timeliness, availability, or correctness of any data, calculation, code, model, chart, result, or conclusion. Errors, omissions, revisions, or methodological changes may occur at any time.

 

Code, scripts, notebooks, databases, and other technical materials are provided “as is”, without warranty of any kind. They may contain errors, bugs, incomplete assumptions, or dependencies that affect results. Users are solely responsible for reviewing, testing, validating, and adapting any such materials before using them.

 

Concretum Group, its authors, employees, affiliates, partners, or clients may hold positions in securities, instruments, assets, or strategies discussed in its materials. Such positions may change at any time without notice. Potential conflicts of interest should be assumed.

 

Any references to companies, securities, financial instruments, products, exchanges, data providers, academic papers, third-party research, or external websites are provided for informational purposes only and do not imply endorsement, sponsorship, affiliation, or recommendation. Concretum Group is not responsible for the accuracy, legality, availability, or content of third-party sources.

 

The materials published by Concretum Group are not intended to constitute a prospectus, key information document, basic information document, offering memorandum, research report prepared under any specific regulatory regime, or marketing communication for a regulated financial product, unless expressly stated otherwise. Access to paid subscriptions, research products, datasets, or services may be restricted in certain jurisdictions and may change without notice.

 

To the fullest extent permitted by law, Concretum Group disclaims any liability for any direct, indirect, incidental, consequential, or other losses or damages arising from the use of, reliance on, or inability to use any content, data, model, code, analysis, or publication provided by Concretum Group.

 

By accessing, reading, downloading, or using any Concretum Group material, you acknowledge and agree that you are solely responsible for your own decisions and for verifying the suitability, accuracy, and relevance of any information before relying on it.

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